--- title: Auto Loans As Low As 5.24% APR | Flexible Terms Available | First Financial description: Get auto loans starting at 5.24% APR with flexible terms and quick approvals. Experience simple financing and support tailored to your needs. Apply online today. image: https://marketing.firstfinancial.org/hubfs/Guy.png --- ![2015-logo\_FFFCU\_PMS\_3C](https://marketing.firstfinancial.org/hubfs/2015-logo_FFFCU_PMS_3C.png) [![Apply Now](https://no-cache.hubspot.com/cta/default/8699080/interactive-216738678881.png)](https://marketing.firstfinancial.org/hs/cta/wi/redirect?encryptedPayload=AVxigLIVdjulgSQs66hMZO8EE6oOGRxSSAkIIBWXmkkfrL%2BWqUOU9xvBQKCzOCuqZXwKbY5pQbM98zs0ArYuwbs%2FLQDHbg3hipEnFdGAva5169kCZz5SW8X%2BJu520MzOuy50pXDnHj8NoNNrvkbCxeEWdrBuhYQDsZG%2FI%2B2IIr3R8tayRIas%2BdjsXtMJQnuK5h2IcDhk%2BR1jCEfi3WdHl8hh44vcN5RVzySpe%2BBkMaCiTtxI51J%2FgEun%2BmygfCu%2BexP3RxK1PN4DeeAW%2FWbMJzA5&webInteractiveContentId=216738678881&portalId=8699080&hsLang=en) # New Auto Loans as Low as 5.24% APR\* [![Apply Now](https://no-cache.hubspot.com/cta/default/8699080/interactive-217207045428.png)](https://marketing.firstfinancial.org/hs/cta/wi/redirect?encryptedPayload=AVxigLJwE2bvLJJLLZB0r4ZoE4y5oi3BOMRDRyL2A5g5T%2FflDDiperPo3856TwPXGEeSQla0I4eWH6OvXLryxZedGnEjxO5jnSxa%2BHaRtcWiaHOYf%2B19AN%2B1kdkhfGDmwrSUeNzwgvQ%2Bbc840yx18kkxN8HxTMHCMPpLtuFRePs4n4ftkDivZQ2R7Hxtqp6G2O5iWRrBmfuiKtJzEtkqWT0Z6Navbqkbs%2FfxrKmAXYnDHHcdr3vAP5Mqc1xqK213bA3%2FZrgMKE40BF%2BdqR7yor2j&webInteractiveContentId=217207045428&portalId=8699080&hsLang=en) Takes just a few minutes ![](https://marketing.firstfinancial.org/hubfs/car-keys-1.jpg) ## Here's What You Get Our auto loans are built to make financing simple — with competitive rates, flexible repayment terms, and support from a team ready to help. ![5.24% APR\*Low, competitive rates.](https://marketing.firstfinancial.org/hubfs/B-Auto.png) **5.24% APR\***Low, competitive rates. ![Flexible TermsUp to 84 months.](https://marketing.firstfinancial.org/hubfs/C-Auto.png) **Flexible Terms**Up to 84 months. ![Finance up to 135%of vehicle value.](https://marketing.firstfinancial.org/hubfs/A-auto.png) **Finance up to 135%**of vehicle value. [![Apply Now](https://no-cache.hubspot.com/cta/default/8699080/interactive-217207045477.png)](https://marketing.firstfinancial.org/hs/cta/wi/redirect?encryptedPayload=AVxigLLlml%2FYPn9oGNqbWNZ7xb1VcE3K5csJh14DpdU3IxeA%2F4SnytCQeJfU%2BA7ySI59N4XhtJ%2Fh18pNSewKxf6OiLx3Pq3zvAdncPsrTL7uY8MutosXUr6wYbDrbZf6Zg8R12SfnzrxX2N1hNzLtAOs7hvqakR4F2aGm04qxpci396MepJfD9%2FBgu9jcvX%2BgNb2t4OUNTTgEwmd31iwng0wvty4%2BTnBOamXG81Ilc%2BVb4ojyw68n4KYqwxaOWtzeEyEETYFI6tAjuJI4waz850L&webInteractiveContentId=217207045477&portalId=8699080&hsLang=en) ## Affordable Auto Payments Built Around You ![Affordable Auto Payments Built Around You](https://marketing.firstfinancial.org/hubfs/affordable%20auto.png) ### **1. Apply Online** Complete a short application in just a few minutes. ### **2. Get a Quick Decision** Most applicants receive a response right away. ### **3. Move Forward with Confidence** Use your approved financing to shop, buy, or refinance with peace of mind. [![Apply Now](https://no-cache.hubspot.com/cta/default/8699080/interactive-217216623459.png)](https://marketing.firstfinancial.org/hs/cta/wi/redirect?encryptedPayload=AVxigLIeEn3%2FY01PmaWWcPMBIUrp%2FCsNyJkE4zR%2BEDHCGQ%2B2bhT2RUXpf1bVWavXQaoRU4ISXlxk5e9POktbKXiQBrr5sP%2Bgp55s1but0o%2FE2VAQKbo%2BwMDpDR1OntpeEn3QWZfIO8X%2BSSrysWCX3tXu92Ppg1MFU0YFrWgbhN%2FPPwHu0KQhYdRRU59qCK%2Bqtw%2BONXcSsKMYBLEw9%2FrupkytJ5g1zO5Z7CQc49Y8XOgZ1XGw4Fr%2BDyaPMZBmlyZLQwalBGpKnjHgpXjP7cCw%2FLlW&webInteractiveContentId=217216623459&portalId=8699080&hsLang=en) Questions about belonging to First Financial? Give us a call at[410-321-6060](tel:4103216060)or toll-free at[tel:4103216060](tel:4103216060)[tel:4103216060](tel:4103216060)[800-903-3328](tel:8009033328) and we’ll be happy to help! \*Annual Percentage Rate (APR) based on product, creditworthiness, loan amount, loan to value, and term. Loan subject to approval. Not all applicants will qualify and not all borrowers will qualify for the lowest rate. Actual rate will vary depending on applicant's creditworthiness. For example, the total amount paid on a First Financial auto loan of $20,000 with a 60 month repayment period, payments of $18.99 per $1,000 borrowed and based on an APR of 5.24%, would be $22,788.37. Borrower will make 60 monthly payments of $379.81. All loans subject to credit approval. Other terms and conditions may apply. Amounts may vary. Motorcycles excluded. Currently not processing lease buyouts or private party transactions. Rates good as of 10/1/2026. [Membership eligibility required](https://www.firstfinancial.org/membership/become-a-member/). Insured by NCUA. 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