We offer the low rates you need for affordable monthly payments
Put high auto loan rates in your rear-view mirror when you purchase your vehicle with First Financial Federal Credit Union!
· Rates as low as 5.49% APR* for 60-months
· Flexible terms up to 84 months
· Up to 135% financing available
With flexible loan options, we can customize a low monthly payment that’s just right for you! Plus, our friendly local lenders work hard to deliver the fast service you deserve.

Find your vehicle with us.
Use AutoSMART, our member-exclusive online car shopping resource. Browse available vehicles at our select partner dealers and apply for pre-approval ahead of time, making your purchase even more hassle-free.
Get Started.
Your pre-approved auto loan makes it easy to shop for the vehicle of your dreams because you will know exactly what you can afford. Apply for your auto loan with our quick online application.
Not yet a First Financial member? It’s easy to join!

Enjoy Benefits of the Best Today!
Our members have given you yet another reason to join us: By voting us Best Credit Union in the Baltimore Sun Readers’ Choice Awards...for the third time!
- Better Rewards Checking, offering huge yields and rebates
- Flexible loans with lower rates to save you money
- Free financial education tools and resources to keep you ahead of the curve
- Supporting and giving back to our local communities
Don't just bank. Belong – to the area's best credit union!
Join online in minutes.
Click to join, visit your nearest branch, or call 410-321-6060.
Membership eligibility required. Insured by NCUA.
Questions about belonging to First Financial?
We’re here for you! Give us a call at 410-321-6060 or toll-free at 800-903-3328 and we’ll be happy to help!
*Annual Percentage Rate (APR) based on product, creditworthiness, loan amount, loan to value, and term. Loan subject to approval. Not all applicants will qualify and not all borrowers will qualify for the lowest rate. Actual rate will vary depending on applicant's creditworthiness. For example, the total amount paid on a First Financial auto loan of $20,000 with a 60 month repayment period, payments of $19.10 per $1,000 borrowed and based on an APR of 5.49%, would be $22,914.71. Borrower will make 60 monthly payments of $381.92. All loans subject to credit approval. Other terms and conditions may apply. Amounts may vary. Motorcycles excluded. Currently not processing lease buyouts or private party transactions. Rates good as of 1/1/2025.
Membership eligibility required. Insured by NCUA.

Don't Just Bank, Belong.®
800.903.3328 | Routing Number: 2550 7767 1
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