Upgrade Your Wallet.
Enjoy unlimited CASHBACK
No balance transfer fee with our Visa® Credit Card.
Ready to earn premium rewards and make it easier to reduce your debt? The answer is a First Financial Visa® credit card! When you transfer your high-rate credit card balances to our Cashback Rewards Visa Signature card or Traditional Rewards Visa card, you'll enjoy a 0% APR1 introductory rate on balances for six months – with no balance transfer fee! That’s a lot of ways to help you reduce your debt.
Apply now and start to enjoy:
- Cash rebates on all purchases
- 0% introductory rate for six months for qualified members!
- No balance transfer fee
- No annual fee
- Full month grace period on purchases
- One simple rate for purchases, cash advances and balance transfers
- Zero liability policy for unauthorized transactions
Earning rewards with your First Financial Visa® card is easy. Simply choose it for everyday purchases and transactions and earn the same cashback percentage for everything:
- Groceries
- Fuel
- Dining out or food delivery
- Online shopping
- Entertainment and travel
- Self-care costs
- Gifts and more!
When you choose a First Financial Cashback Rewards Visa® Signature Card, our most rewarding card, you could earn hundreds of dollars in cash back every year!
Traditional Rewards Visa® Credit Card
- Credit limits up to $15,000
- 1% cashback rebates on purchases
- Fixed rates from 9.90%-18.00% APR2
- Exclusive cardholder deals on food, shopping, hotels, and more.
Cashback Rewards Visa® Signature Card
- Credit limits up to $35,000
- 1.5% to 2%3 cashback rebates on purchases
- Variable rates from 14.49%-18.00% APR4
- Special perks include NortonLifeLock Protection, car rental discounts, and shopping deals.
Enjoy Benefits of the Best Today!
Our members voted us The Baltimore Sun’s Best Bank/Credit Union for the fourth time.
- Better Rewards Checking, offering huge yields and rebates
- Flexible loans with lower rates to save you money
- Free financial education tools and resources to keep you ahead of the curve
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Support of our local communities, investing in the people and places we serve
Don't Just Bank, Belong – to the area's best credit union!
Apply and join online in minutes.
Click to join, visit your nearest branch, or call 410-321-6060.
Membership eligibility required. Insured by NCUA.
Questions about our rewarding Visa credit cards? We’re here to help! Give us a call at 410-321-6060 or toll-free at 800-903-3328.
1APR means Annual Percentage Rate. 2APR means Annual Percentage Rate. Rates are good as of 9/1/2025, and are based on creditworthiness. For additional terms, conditions and disclosures, view our Cardholder Agreement. 3A cash rebate of 2% is contingent upon opening and maintaining Better Rewards Checking; otherwise, purchases earn a 1.5% cash rebate. See requirements for Better Rewards Checking. 4APR means Annual Percentage Rate. Rates are good as of 9/1/2025, are based on creditworthiness; and will vary with the market based on the Prime Rate. For additional terms, conditions and disclosures, view our Cardholder Agreement.
Membership eligibility required. Insured by NCUA.
Don't Just Bank, Belong.®
410-321-6060 | Routing Number: 2550 7767 1
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