Transform Your Home with a Low-Rate HELOC

Get the easy, breezy financing you need to complete your home improvements!

Dreaming of a modern kitchen, a luxurious bathroom, or a backyard oasis? First Financial has the solution you need to make it happen—without breaking your budget.

Plus, qualified members can enjoy a special 2.49% APR² introductory rate for the first 12 months! After that, rates are as low as 7.50% APR. With no closing costs³ and flexible borrowing options, our Home Equity Line of Credit (HELOC) makes it easier than ever to tackle your home renovation projects.

Questions? We're Here to Help!

Give us a call at 410-321-6060 or toll-free at 800-903-3328 and we’ll be happy to help!

¹APR means Annual Percentage Rate. The APR is variable with a maximum of 18%. Rates, terms and conditions are subject to change and vary based on your credit line amount, Loan to Value Ratio and other factors. Loan subject to approval. Not all applicants will qualify and not all borrowers will qualify for the lowest rate. Actual rate will vary depending on the applicant’s creditworthiness. Rates good as of 4/1/2025.

²After the introductory rate on Home Equity Lines of Credit, your monthly APR will be a fully indexed rate based on Prime plus or minus a margin and based on your credit line amount, Loan to Value and other factors. The Prime Rate is obtained from the Wall Street Journal.

³ First Financial may waive the closing costs on certain products. If the Credit Union pays your closing costs and the loan is paid off within 24 months of the original note date, closing costs must be reimbursed to First Financial by the borrower. Closing costs typically range between $100 and $3,100 for loan amounts up to $250,000. Purchase transactions not eligible. Property insurance is required and not included in the closing costs.

Membership eligibility required. Insured by NCUA. Equal Housing Lender.

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